Fees & Guarantees
One fixed fee, quoted before we start. No commission steering the advice.
01
Packages
Foundation Review
R4,900 once-off
- Full income, tax and retirement audit
- Written summary with prioritised actions
- One 60-minute presentation call
- 30-day follow-up question window
Full Financial Plan
R12,500 once-off
- Everything in Foundation Review
- Investment and estate structuring
- Direct liaison with your existing providers
- Implementation support included
- First annual review included
Ongoing Advisory
R2,100 per month
- Full Financial Plan build included
- Quarterly check-ins and adjustments
- Priority response within one business day
- Annual tax season preparation
02
How this differs
Vireta
- How we're paid: Fixed fee, agreed before work starts
- Product recommendations: Chosen on merit, disclosed if commission applies
- What you receive: A written plan you keep and can act on independently
- Review frequency: Annual, built into the fee
The usual commission model
- How they're paid: Commission from products sold
- Product recommendations: Often limited to insurer's own panel
- What you receive: A verbal recommendation and a signed application
- Review frequency: Only when a new product needs selling
03
Fee questions
No. The fee quoted covers the full scope agreed at the discovery call. Anything additional is scoped and approved separately.
Occasionally, where a product requires it by law. Any commission is disclosed in writing before you proceed, and factored into whether we still charge the full advisory fee.
Yes, with 30 days' written notice — no lock-in contract or cancellation fee.
All prices shown exclude VAT (VAT no. 4720184936), added at the current rate on your invoice.
See the fee that applies to you.
Every quote is confirmed in writing before any work begins — no surprises on the invoice.